January builds and enforces trust in consumer finance. Borrowers in delinquency and default face harassment, hidden fees, and harmed credit scores. Creditors lose out on recoveries, expose themselves to compliance and operational risks, and compromise the trust on which their relationships with borrowers are built. January works with borrowers who fall behind on their loans to achieve financial stability, while helping creditors modernize their collections.

Accounting & Finance

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Software Engineering

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Design

Legal

Sales & Business Development

Operations

Customer Service

New York, NY, USA

Debtsy

Getro

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